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When a Portfolio Becomes Too Complicated

Over time, investments accumulate, and portfolios can become way more complicated than you intended. Individually, the holdings may look perfectly sensible, but together they can create unnecessary overlap, hidden risks and unintended concentrations. A review is a great way of helping you to see the bigger picture. Once you understand what you own, you can decide whether each investment still has a role to play.

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Managing Family Trusts in a Globalised World

When families, assets and investments span borders, wealth planning gets more complicated. Different tax regimes, legal systems and family circumstances all need to be considered. Coordinated professional advice, the right trustee and clear communication between generations are the secret to keeping your wealth structures fit for purpose and protecting family wealth for the future.

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Estate Planning is Much More Than Just a Will

According to a new study, South African families are largely underprepared for the administrative implications of the death of a loved one. The results are deeply concerning. In this article, we look at what goes into estate planning, why it matters, and how to make sure you are prepared.

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Two Pots: What Should You Do with Your Retirement Fund if You Change Jobs?

According to the US Bureau of Labor Statistics, the average person stays in a job less than four years. Most people will switch employers multiple times. This might mean you have more opportunities to boost your salary and career prospects, but it also means you’re triggering many decisions about what to do with your retirement savings. Let’s look at how the “two-pot” retirement system has changed resignation rules for fund members, and break down your options when moving to a new job.

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